If you are looking to buy a new home, a Mortgage Pre-Approval is the smartest way to get into your new home. Call Me at 860.945.9284 to discuss the right mortgage option for your family and to take advantage of my FREE Jump Start Mortgage Pre-Approval service.
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It takes only a few extra steps on your part, but before shopping for a home, we think you should get a free pre-approval letter. If you are competing with another buyer in making an offer on a home, a pre-approval letter carries more weight than a pre-qualification letter. The housing market is heating up, and there is more competition for.
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If a buyer’s home search or closing process goes beyond 90 days, they may need to submit updated documentation in order to extend their pre-approval or gain final mortgage approval. But, buyers should note that even if they find a home during that 90-day period, the home must still be appraised before a lender will grant final mortgage approval.
Granted, it may seem like a whole lot of prep work, but here’s why mortgage pre-approval matters, and how it can give you an edge when shopping for a home. What does mortgage pre-approval mean?
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Why Every Home Buyer Needs A Mortgage Pre-approval. Just as you would not go shopping for groceries without cash in your purse/wallet or without knowing you have available credit on your credit card you should also not got shopping for a home without knowing if you have been pre-approved or not for a mortgage.