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It’s amazing how many mortgage programs have been designed to help First-Time Borrowers get financing on new homes. Before you start shopping for a listing that fits your living needs, it would be extremely beneficial to know what type of lending scenario best fits the type of property or neighborhood you’re looking to buy in.
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To get pre-approval, you will need to have a solid credit report, employment history and income. Get your documents ready in advance-you are going to need a lot of them-and then get in touch with a mortgage officer to kickstart the process. Note that if you are self-employed, this could be a bigger challenge.