Mortgage Florida Quick NEW YORK (CNNMoney.com) — A tidal wave of foreclosures may be heading toward Florida, if you judge by the number of homeowners looking to get rid of their homes as fast as they can. Duane LeGate,
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(9) Commercial mortgage related security. 703.16(d) of this chapter prohibiting the purchase of a commercial mortgage related security that is not otherwise permitted by 12 U.S.C. 1757(7)(E), provided: (i) The security is rated in one of the two highest rating categories by at least one nationally-recognized statistical rating organization;
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Unless I’m missing something, it sounds like a newer processor or underwriter is working on your loan, and your loan officer doesn’t know enough to push back on it, because your insurance needs to be (as you said) the lower of the full replacement cost of the structure, or the loan amount. Ask your insurance agent if there is any documentation that the replacement coverage is guaranteed to 100.
– when they sell the property, they repay the loan and keep the balance. – if they die, the property is sold, and the balance of the property, after repaying the loan and interest, will go back to the estate. In practice, we believe that many mortgagees are likely to sell their property after 5 or 10 years and to repay their loan.
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